For the listings a regular buyer can't close.
Got a listing that's been sitting? We may be able to buy it, and your commission is paid in full.
We're veterans and first responders who invest in real estate.
A relationship, not a listing.
Most investors call about one house. We're looking for a few agents to work with for years. To us, your commission is money well spent, and we'd rather earn your next call than win this one.
Why agents talk to us.
Your commission, in full.
We don't negotiate it. Where your state and your broker allow it, you can represent us as well, so one deal pays you on both sides.
Everything goes through you.
We talk it through with you before anything goes in writing. If it fits, we send you a letter of intent setting out our terms, with your commission in writing. If it doesn't, we tell you so.
Your buyers have a home too.
If the banks keep turning down one of your buyers, send them our way. Some of the homes we buy, we sell on monthly payments.
Why good listings sit.
A lot of the time the problem is the loan, and cutting the price won't fix it. Your seller locked in a low rate years ago. A buyer borrowing today would pay a lot more each month for the same house, so the buyers walk.
We may be able to buy it with your seller's loan left in place, at the rate they already have.
Run the numbers on your listing.
See what a buyer borrowing today would pay each month for the same house, next to what your seller pays now.
Your listing
A few numbers. Nothing here is sent to us or saved anywhere. It stays in your browser.
The payoff, not the original loan amount.
On the mortgage statement. Worth the phone call to get it.
Optional, and the most useful number here.
On the listing.
The seller's premium, or a quote.
Adjust the assumptions
Every default is a starting estimate. Change any of them and watch what happens.
Shorter term means a higher payment today, which narrows the gap.
Starts at Freddie Mac's weekly average for a 30-year loan, week of October 15, 2026.
Commissions, closing costs and concessions together. Usually 10 to 12% of the price.
The gap
Live. Updates as you type.
What a new buyer pays, every month, for the same house
$0
Fill in the first three boxes.
What your seller walks away with
Before whatever it costs them to keep carrying it, so the real number is lower than both.
There’s no offer number here, and there won’t be one. What we’d put together depends on whether the rate is fixed, and on what your seller needs at closing. That’s a conversation rather than a calculator. Estimates only, to show you the shape of it.
Listings we can buy.
- The seller needs to be out fast.
- The property is in a condition no lender will finance.
- It's paid off, and the seller would rather be paid monthly than all at once.
- The seller has fallen behind on the mortgage and time is running out.
- It's a rental, the tenant is staying, and the owner is done being a landlord.
- The loan balance is higher than the property is worth.
- After commission and closing costs, the seller would have to bring money to the closing table.
- It's multifamily, land or commercial property that hasn't found the right buyer.
What we'd ask in return.
Send us the listings that have sat too long or need a lot of work, whether it's a house, multifamily, land or commercial property. If you're about to list a property and it needs a cash offer or the numbers already look tight, talk to us first.
Questions people ask.
Do you pay my full commission?
Yes. We don't negotiate it, and it's in writing in our letter of intent.
How does an offer work?
We talk it through with you first. If it fits, we send you a letter of intent with our terms and your commission in writing. If it doesn't, we tell you so.
Can I represent you as the buyer too?
Where your state and your broker allow it, yes. Then one deal pays you on both sides.
What kinds of listings do you buy?
Listings that have sat, need work, or can't close with a regular buyer: houses, multifamily, land and commercial property.
Will you lowball my seller?
No lowball offers on fresh listings. We're most useful on listings that have sat, where a regular buyer can't close.
Can you buy a listing that has a low-rate loan on it?
We may be able to buy it with your seller's loan left in place, at the rate they already have.
Will you go around me?
No. Everything goes through you, from the first conversation to the letter of intent.
What if my buyer can't get a mortgage?
Send them our way. Some of the homes we buy, we sell on monthly payments. Our Buy page is for them.
Tell us about the listing.